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52d5\u304f\u308f\u3051\u3067\u306f\u306a\u3044\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u5909\u52d5\u91d1\u5229\u306f\u3001\u65e5\u9280\u306e\u653f\u7b56\u91d1\u5229\u306e\u5f71\u97ff\u3092\u53d7\u3051\u308b\u77ed\u671f\u30d7\u30e9\u30a4\u30e0\u30ec\u30fc\u30c8\u306a\u3069\u3092\u57fa\u6e96\u306b\u6c7a\u3081\u3089\u308c\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002\u56fa\u5b9a\u91d1\u5229\u306b\u3064\u3044\u3066\u306f\u300110\u5e74\u7269\u56fd\u50b5\u5229\u56de\u308a\u306a\u3069\u306e\u9577\u671f\u91d1\u5229\u304b\u3089\u3001\u3088\u308a\u5f37\u3044\u5f71\u97ff\u3092\u53d7\u3051\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001\u65e5\u9280\u304c\u5229\u4e0a\u3052\u3092\u9032\u3081\u308c\u3070\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306b\u3082\u4e0a\u6607\u5727\u529b\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u300c\u653f\u7b56\u91d1\u5229\u304c1%\u4e0a\u304c\u3063\u305f\u304b\u3089\u3001\u81ea\u5206\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u3082\u5fc5\u305a1%\u4e0a\u304c\u308b\u300d\u3068\u3044\u3046\u5358\u7d14\u306a\u95a2\u4fc2\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u65e5\u9280\u306e\u91d1\u878d\u653f\u7b56\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u304c\u7121\u95a2\u4fc2\u304b\u3068\u3044\u3046\u3068\u3001\u305d\u308c\u3082\u9055\u3044\u307e\u3059\u3002\u904e\u53bb\u306e\u52d5\u304d\u3092\u898b\u3066\u3044\u308b\u9650\u308a\u3001\u4e21\u8005\u306f\u9023\u52d5\u3057\u3066\u52d5\u304f\u5834\u9762\u304c\u591a\u3044\u3001\u3068\u3044\u3046\u306e\u304c\u795e\u6238\u90fd\u5e02\u958b\u767a\u306e\u898b\u65b9\u3067\u3059\u3002<\/p>\n\n<h2><strong>\u4f4f\u5b85\u8cfc\u5165\u8005\u3092\u8972\u3046\u300c\u4e09\u91cd\u82e6\u300d<\/strong><\/h2>\n\n<p>\u73fe\u5728\u3001\u65b0\u7bc9\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u65b9\u306f\u3001\u4e09\u3064\u306e\u5024\u4e0a\u304c\u308a\u306b\u540c\u6642\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u3064\u76ee\u304c\u571f\u5730\u4fa1\u683c\u3001\u4e8c\u3064\u76ee\u304c\u5efa\u7269\u4fa1\u683c\u3001\u4e09\u3064\u76ee\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u3067\u3059\u3002<\/p>\n<p>\u571f\u5730\u3068\u5efa\u7269\u304c\u9ad8\u304f\u306a\u308b\u3068\u3001\u5fc5\u8981\u306a\u501f\u5165\u91d1\u984d\u304c\u5897\u3048\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u305d\u306e\u5897\u3048\u305f\u501f\u5165\u91d1\u984d\u306b\u4ee5\u524d\u3088\u308a\u9ad8\u3044\u91d1\u5229\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u3053\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p><strong>\u4f4f\u5b85\u4fa1\u683c\u304c1,000\u4e07\u5186\u4e0a\u304c\u3063\u305f\u304b\u3089\u3001\u8ca0\u62c5\u3082\u5358\u7d14\u306b1,000\u4e07\u5186\u5897\u3048\u308b\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong>\u501f\u5165\u91d1\u984d\u304c\u5897\u3048\u308b\u3068\u3001\u305d\u3053\u306b\u304b\u304b\u308b\u5229\u606f\u3082\u5897\u3048\u308b\u305f\u3081\u3001\u6700\u7d42\u7684\u306a\u7dcf\u8fd4\u6e08\u984d\u306e\u5dee\u306f1,000\u4e07\u5186\u3092\u8d85\u3048\u307e\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u53d6\u5f97\u4fa1\u683c\u3068\u501f\u5165\u30b3\u30b9\u30c8\u304c\u540c\u6642\u306b\u4e0a\u304c\u308b\u3002\u795e\u6238\u90fd\u5e02\u958b\u767a\u306f\u3001\u73fe\u5728\u306e\u4f4f\u5b85\u5e02\u5834\u3092\u3001\u65b0\u7bc9\u4f4f\u5b85\u3092\u8cfc\u5165\u3059\u308b\u65b9\u306b\u3068\u3063\u3066\u306e\u300c\u4e09\u91cd\u82e6\u300d\u3060\u3068\u611f\u3058\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/design-next.com\/magazine\/wp\/wp-content\/uploads\/2026\/08\/mortgage-triple-burden.png\" alt=\"\u65b0\u7bc9\u4f4f\u5b85\u8cfc\u5165\u8005\u3092\u5727\u8feb\u3059\u308b\u4e09\u91cd\u82e6\u306e\u69cb\u9020\u56f3\u3002\u571f\u5730\u4fa1\u683c\u4e0a\u6607\u3001\u5efa\u7269\u4fa1\u683c\u4e0a\u6607\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u4e0a\u6607\u306e3\u8981\u56e0\u304c\u540c\u6642\u306b\u8ca0\u62c5\u3092\u5897\u52a0\u3055\u305b\u3066\u3044\u308b\u3002\" \/><figcaption>\u571f\u5730\u4fa1\u683c\u30fb\u5efa\u7269\u4fa1\u683c\u30fb\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u304c\u540c\u6642\u306b\u4e0a\u304c\u308b\u300c\u4e09\u91cd\u82e6\u300d<\/figcaption><\/figure>\n\n<h2><strong>5\u5e74\u524d\u3068\u73fe\u5728\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u6bd4\u8f03<\/strong><\/h2>\n\n<p>\u305d\u308c\u3067\u306f\u3001\u5177\u4f53\u7684\u306a\u6570\u5b57\u3067\u6bd4\u8f03\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>5\u5e74\u524d\u306f3,500\u4e07\u5186\u3067\u4f4f\u5b85\u3092\u8cfc\u5165\u3057\u3001\u8cfc\u5165\u4ee3\u91d1\u306e\u5168\u984d\u3092\u5e740.4%\u300135\u5e74\u30ed\u30fc\u30f3\u3067\u501f\u308a\u305f\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>\u73fe\u5728\u306f\u3001\u571f\u5730\u4fa1\u683c\u3068\u5efa\u7269\u4fa1\u683c\u306e\u4e0a\u6607\u306b\u3088\u3063\u3066\u540c\u7a0b\u5ea6\u306e\u4f4f\u5b85\u304c4,500\u4e07\u5186\u306b\u306a\u308a\u3001\u5e741.0%\u300135\u5e74\u30ed\u30fc\u30f3\u3067\u5168\u984d\u3092\u501f\u308a\u308b\u3082\u306e\u3068\u3057\u307e\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u65b9\u5f0f\u306f\u5143\u5229\u5747\u7b49\u8fd4\u6e08\u3001\u30dc\u30fc\u30ca\u30b9\u8fd4\u6e08\u306a\u3057\u3001\u91d1\u5229\u306f\u8fd4\u6e08\u671f\u9593\u4e2d\u5909\u308f\u3089\u306a\u3044\u3082\u306e\u3068\u3057\u3066\u8a08\u7b97\u3057\u3066\u3044\u307e\u3059\u3002\u4e8b\u52d9\u624b\u6570\u6599\u3001\u4fdd\u8a3c\u6599\u3001\u56e3\u4f53\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u306e\u4e0a\u4e57\u305b\u91d1\u5229\u306a\u3069\u306f\u542b\u307f\u307e\u305b\u3093\u3002<\/p>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/design-next.com\/magazine\/wp\/wp-content\/uploads\/2026\/08\/mortgage-5years-comparison.png\" alt=\"5\u5e74\u524d\u3068\u73fe\u5728\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u6bd4\u8f03\u3002\u7269\u4ef6\u4fa1\u683c\u304c1,000\u4e07\u5186\u3001\u91d1\u5229\u304c0.6\u30dd\u30a4\u30f3\u30c8\u4e0a\u304c\u308b\u3068\u3001\u6708\u3005\u7d043\u4e077,700\u5186\u3001\u7dcf\u8fd4\u6e08\u984d\u7d041,584\u4e07\u5186\u5897\u3048\u308b\u3053\u3068\u3092\u793a\u3059\u3002\" \/><figcaption>5\u5e74\u524d\u3068\u73fe\u5728\u3067\u306f\u3001\u6708\u3005\u7d043\u4e077,700\u5186\u3001\u7dcf\u8fd4\u6e08\u984d\u306f\u7d041,584\u4e07\u5186\u306e\u5897\u52a0<\/figcaption><\/figure>\n\n<table class=\"mortgage-compare\"><caption>5\u5e74\u524d\u3068\u73fe\u5728\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u6bd4\u8f03<\/caption><thead><tr><th>\u9805\u76ee<\/th><th>5\u5e74\u524d<\/th><th>\u73fe\u5728<\/th><th class=\"difference\">\u5dee<\/th><\/tr><\/thead><tbody><tr><th>\u7269\u4ef6\u4fa1\u683c\u30fb\u501f\u5165\u984d<\/th><td>3,500\u4e07\u5186<\/td><td>4,500\u4e07\u5186<\/td><td class=\"difference\">+1,000\u4e07\u5186<\/td><\/tr><tr><th>\u91d1\u5229<\/th><td>\u5e740.4%<\/td><td>\u5e741.0%<\/td><td class=\"difference\">+0.6\u30dd\u30a4\u30f3\u30c8<\/td><\/tr><tr><th>\u6708\u3005\u306e\u8fd4\u6e08\u984d<\/th><td>\u7d048\u4e079,300\u5186<\/td><td>\u7d0412\u4e077,000\u5186<\/td><td class=\"difference\"><strong>+\u7d043\u4e077,700\u5186<\/strong><\/td><\/tr><tr><th>\u7dcf\u8fd4\u6e08\u984d<\/th><td>\u7d043,751\u4e07\u5186<\/td><td>\u7d045,335\u4e07\u5186<\/td><td class=\"difference\"><strong>+\u7d041,584\u4e07\u5186<\/strong><\/td><\/tr><tr><th>\u652f\u6255\u5229\u606f\u7dcf\u984d<\/th><td>\u7d04251\u4e07\u5186<\/td><td>\u7d04835\u4e07\u5186<\/td><td class=\"difference\">+\u7d04584\u4e07\u5186<\/td><\/tr><\/tbody><\/table>\n\n<p>\u7269\u4ef6\u4fa1\u683c\u306e\u5dee\u306f1,000\u4e07\u5186\u3067\u3059\u304c\u3001<strong>\u7dcf\u8fd4\u6e08\u984d\u306e\u5dee\u306f\u7d041,584\u4e07\u5186<\/strong>\u3067\u3059\u3002<\/p>\n<p>\u6708\u3005\u3067\u306f\u7d043\u4e077,700\u5186\u3001\u5e74\u9593\u3067\u306f\u7d0445\u4e072,000\u5186\u306e\u8ca0\u62c5\u5897\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3060\u3051\u3092\u898b\u308b\u3068\u3001\u300c\u4f55\u3068\u304b\u6255\u3048\u308b\u300d\u3068\u611f\u3058\u308b\u65b9\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u3053\u306e\u5dee\u304c35\u5e74\u9593\u7d9a\u304f\u3068\u8003\u3048\u308c\u3070\u3001\u5bb6\u8a08\u3078\u306e\u5f71\u97ff\u306f\u5927\u304d\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<aside class=\"article-cta\"><p><strong>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u652f\u6255\u984d\u306f\u3001\u501f\u5165\u984d\u30fb\u91d1\u5229\u30fb\u8fd4\u6e08\u671f\u9593\u3067\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002<br>\u795e\u6238\u30fb\u962a\u795e\u9593\u3067\u7121\u7406\u306e\u306a\u3044\u8cc7\u91d1\u8a08\u753b\u3092\u8003\u3048\u305f\u3044\u65b9\u306f\u3001Team Next\u3078\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/strong><\/p><p><a href=\"https:\/\/design-next.com\/online\/\">\u30aa\u30f3\u30e9\u30a4\u30f3\u5bb6\u3065\u304f\u308a\u76f8\u8ac7\u306f\u3053\u3061\u3089<\/a><a href=\"https:\/\/design-next.com\/forsale\/\">\u5206\u8b72\u4e2d\u7269\u4ef6\u3092\u898b\u308b<\/a><\/p><\/aside>\n\n<p>\u307e\u305f\u3001\u4eca\u56de\u306e\u8a08\u7b97\u306f\u91d1\u5229\u304c\u5909\u308f\u3089\u306a\u3044\u524d\u63d0\u3067\u3059\u3002\u5909\u52d5\u91d1\u5229\u3092\u9078\u3073\u3001\u8fd4\u6e08\u671f\u9593\u4e2d\u306b\u91d1\u5229\u304c\u3055\u3089\u306b\u4e0a\u304c\u308c\u3070\u3001\u5c06\u6765\u306e\u8fd4\u6e08\u8ca0\u62c5\u3082\u5897\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6539\u3081\u3066\u8868\u306b\u3057\u3066\u307f\u308b\u3068\u3001\u4e0a\u304c\u3063\u305f\u306a\u2026\u2026\u3068\u7387\u76f4\u306b\u611f\u3058\u307e\u3059\u3002<\/p>\n\n<h2><strong>\u4eee\u306b5\u5e74\u5f8c\u3001\u7269\u4ef6\u4fa1\u683c\u304c5,000\u4e07\u5186\u3001\u91d1\u5229\u304c1.5%\u306b\u306a\u3063\u305f\u3089<\/strong><\/h2>\n\n<p>\u3053\u3053\u304b\u3089\u5148\u306f\u5c06\u6765\u4e88\u6e2c\u3067\u306f\u306a\u304f\u3001\u4f4f\u5b85\u4fa1\u683c\u3068\u91d1\u5229\u304c\u3082\u3046\u4e00\u6bb5\u4e0a\u304c\u3063\u305f\u5834\u5408\u306e\u4eee\u5b9a\u3067\u3059\u3002<\/p>\n<p>5\u5e74\u5f8c\u3001\u73fe\u57284,500\u4e07\u5186\u306e\u4f4f\u5b85\u304c5,000\u4e07\u5186\u306b\u306a\u308a\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u304c\u5e741.0%\u304b\u3089\u5e741.5%\u3078\u4e0a\u6607\u3057\u305f\u3068\u3057\u307e\u3059\u3002<\/p>\n\n<table class=\"mortgage-compare three-point\"><caption>5\u5e74\u524d\u30fb\u73fe\u5728\u30fb5\u5e74\u5f8c\uff08\u4eee\u5b9a\uff09\u306e\u6bd4\u8f03<\/caption><thead><tr><th>\u9805\u76ee<\/th><th>5\u5e74\u524d<\/th><th>\u73fe\u5728<\/th><th>5\u5e74\u5f8c\uff08\u4eee\u5b9a\uff09<\/th><\/tr><\/thead><tbody><tr><th>\u7269\u4ef6\u4fa1\u683c\u30fb\u501f\u5165\u984d<\/th><td>3,500\u4e07\u5186<\/td><td>4,500\u4e07\u5186<\/td><td>5,000\u4e07\u5186<\/td><\/tr><tr><th>\u91d1\u5229<\/th><td>\u5e740.4%<\/td><td>\u5e741.0%<\/td><td>\u5e741.5%<\/td><\/tr><tr><th>\u6708\u3005\u306e\u8fd4\u6e08\u984d<\/th><td>\u7d048\u4e079,300\u5186<\/td><td>\u7d0412\u4e077,000\u5186<br><strong>+\u7d043\u4e077,700\u5186<\/strong><\/td><td>\u7d0415\u4e073,100\u5186<br><strong>+\u7d046\u4e073,800\u5186<\/strong><\/td><\/tr><tr><th>\u7dcf\u8fd4\u6e08\u984d<\/th><td>\u7d043,751\u4e07\u5186<\/td><td>\u7d045,335\u4e07\u5186<br><strong>+\u7d041,584\u4e07\u5186<\/strong><\/td><td>\u7d046,430\u4e07\u5186<br><strong>+\u7d042,679\u4e07\u5186<\/strong><\/td><\/tr><tr><th>\u652f\u6255\u5229\u606f\u7dcf\u984d<\/th><td>\u7d04251\u4e07\u5186<\/td><td>\u7d04835\u4e07\u5186<\/td><td>\u7d041,430\u4e07\u5186<\/td><\/tr><\/tbody><\/table>\n<p class=\"note\">\u203b5\u5e74\u5f8c\u306f\u5c06\u6765\u4e88\u6e2c\u3067\u306f\u306a\u304f\u3001\u7269\u4ef6\u4fa1\u683c5,000\u4e07\u5186\u30fb\u91d1\u52291.5%\u3068\u7f6e\u3044\u305f\u4eee\u5b9a\u3067\u3059\u3002<\/p>\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/design-next.com\/magazine\/wp\/wp-content\/uploads\/2026\/08\/mortgage-3point-comparison.png\" alt=\"5\u5e74\u524d\u3001\u73fe\u5728\u30015\u5e74\u5f8c\u4eee\u5b9a\u306e\u4f4f\u5b85\u4fa1\u683c\u3001\u91d1\u5229\u3001\u6708\u3005\u8fd4\u6e08\u984d\u3001\u7dcf\u8fd4\u6e08\u984d\u3001\u5229\u606f\u7dcf\u984d\u306e\u63a8\u79fb\u3092\u793a\u3059\u30025\u5e74\u5f8c\u306e\u6570\u5b57\u306f\u4eee\u5b9a\u3002\" \/><figcaption>5\u5e74\u524d\u304b\u30895\u5e74\u5f8c\u306e\u4eee\u5b9a\u3067\u306f\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u304c\u7d041.7\u500d\u306b<\/figcaption><\/figure>\n\n<p>5,000\u4e07\u5186\u3092\u5168\u984d\u501f\u308a\u5165\u308c\u300135\u5e74\u9593\u3067\u8fd4\u6e08\u3059\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f\u7d0415\u4e073,100\u5186\u3067\u3059\u3002<\/p>\n<p>\u7dcf\u8fd4\u6e08\u984d\u306f\u7d046,430\u4e07\u5186\u3068\u306a\u308a\u3001\u305d\u306e\u3046\u3061\u652f\u6255\u5229\u606f\u306f\u7d041,430\u4e07\u5186\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>5\u5e74\u5f8c\u306e\u4eee\u5b9a\u3068\u73fe\u5728\u3092\u6bd4\u3079\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f\u7d042\u4e076,100\u5186\u5897\u3048\u3001\u7dcf\u8fd4\u6e08\u984d\u306f\u7d041,095\u4e07\u5186\u5897\u3048\u307e\u3059\u3002<\/p>\n<p>5\u5e74\u524d\u3068\u6bd4\u3079\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f<strong>\u7d046\u4e073,800\u5186\u306e\u5897\u52a0<\/strong>\u3067\u3059\u3002\u5e74\u9593\u3067\u306f\u7d0476\u4e076,000\u5186\u3001\u7dcf\u8fd4\u6e08\u984d\u3067\u306f<strong>\u7d042,679\u4e07\u5186<\/strong>\u306e\u5dee\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u3082\u3057\u3053\u306e\u4eee\u5b9a\u3069\u304a\u308a\u306b\u4e0a\u304c\u308b\u3068\u3059\u308c\u3070\u2014\u2014\u79c1\u306e\u4e2d\u3067\u306f\u3001\u3053\u308c\u306f\u6975\u3081\u3066\u73fe\u5b9f\u7684\u306a\u6570\u5b57\u3060\u3068\u601d\u3063\u3066\u3044\u307e\u3059\u2014\u2014\u6708\u3005\u306e\u8fd4\u6e08\u984d\u306f10\u5e74\u3067\u7d041.7\u500d\u306b\u306a\u308a\u307e\u3059\u30028\u4e079,300\u5186\u304c15\u4e073,100\u5186\u3067\u3059\u3002\u540c\u3058\u3088\u3046\u306a\u5bb6\u3092\u8cb7\u3046\u3060\u3051\u3067\u3001\u6bce\u67086\u4e073,800\u5186\u3001\u5e74\u9593\u306776\u4e076,000\u5186\u591a\u304f\u6255\u3046\u3053\u3068\u306b\u306a\u308b\u3002\u3053\u306e\u6570\u5b57\u3092\u898b\u3066\u3001\u79c1\u306f\u6b63\u76f4\u305e\u3063\u3068\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u3082\u3061\u308d\u3093\u30015\u5e74\u5f8c\u306b\u5fc5\u305a\u7269\u4ef6\u4fa1\u683c\u304c5,000\u4e07\u5186\u3001\u91d1\u5229\u304c1.5%\u306b\u306a\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u571f\u5730\u4fa1\u683c\u306f\u3001\u5730\u57df\u3084\u9700\u7d66\u306b\u3088\u3063\u3066\u4e0a\u304c\u308b\u5834\u6240\u3001\u6a2a\u3070\u3044\u306e\u5834\u6240\u3001\u4e0b\u304c\u308b\u5834\u6240\u306b\u5206\u304b\u308c\u308b\u3067\u3057\u3087\u3046\u3002\u65e5\u9280\u306e\u653f\u7b56\u91d1\u5229\u3082\u3001\u7d4c\u6e08\u3084\u7269\u4fa1\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u5909\u308f\u308a\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001\u7269\u4ef6\u4fa1\u683c\u3068\u91d1\u5229\u304c\u540c\u6642\u306b\u4e0a\u304c\u3063\u305f\u3068\u304d\u3001\u4f4f\u5b85\u8cfc\u5165\u8005\u306e\u8ca0\u62c5\u304c\u3069\u306e\u3088\u3046\u306b\u81a8\u3089\u3080\u306e\u304b\u3092\u77e5\u308b\u305f\u3081\u306e\u53c2\u8003\u306b\u306f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u501f\u308a\u308b\u91d1\u984d\u304c\u5927\u304d\u304f\u306a\u308a\u3001\u305d\u306e\u5143\u91d1\u306b\u9ad8\u3044\u91d1\u5229\u304c\u304b\u304b\u308b\u3002\u7269\u4ef6\u4fa1\u683c\u3068\u91d1\u5229\u304c\u540c\u6642\u306b\u4e0a\u304c\u308b\u3068\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u3060\u3051\u3067\u306a\u304f\u3001\u652f\u6255\u5229\u606f\u3082\u5927\u304d\u304f\u5897\u3048\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n<h2><strong>\u4eca\u5f8c\u3001\u571f\u5730\u30fb\u5efa\u7269\u30fb\u91d1\u5229\u306f\u3069\u3046\u306a\u308b\u306e\u304b<\/strong><\/h2>\n\n<p>\u4eca\u5f8c\u306e\u571f\u5730\u4fa1\u683c\u306b\u3064\u3044\u3066\u306f\u3001\u5730\u57df\u306b\u3088\u3063\u3066\u52d5\u304d\u304c\u5206\u304b\u308c\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4eba\u53e3\u304c\u96c6\u307e\u308a\u3001\u4f4f\u5b85\u9700\u8981\u304c\u5f37\u3044\u30a8\u30ea\u30a2\u3067\u306f\u3001\u571f\u5730\u4fa1\u683c\u304c\u3055\u3089\u306b\u4e0a\u304c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u4f4f\u5b85\u9700\u8981\u304c\u5f31\u304f\u306a\u308b\u5730\u57df\u3067\u306f\u6a2a\u3070\u3044\u3001\u307e\u305f\u306f\u4e0b\u843d\u3059\u308b\u5834\u6240\u3082\u51fa\u3066\u304f\u308b\u3067\u3057\u3087\u3046\u3002\u5148\u7a0b\u304a\u8a71\u3057\u3057\u305f2\u6975\u5316\u3067\u3059\u3002<\/p>\n<p>\u571f\u5730\u306b\u3064\u3044\u3066\u306f\u3001\u5168\u56fd\u5e73\u5747\u3088\u308a\u3082\u3001\u8cfc\u5165\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u5730\u57df\u306e\u9700\u7d66\u3092\u898b\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u305f\u3060\u3001<strong>\u5efa\u7269\u4fa1\u683c\u306b\u3064\u3044\u3066\u306f\u3001\u4eca\u5f8c\u3082\u4e0a\u6607\u50be\u5411\u304c\u7d9a\u304f\u53ef\u80fd\u6027\u304c\u9ad8\u3044<\/strong>\u3068\u898b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5efa\u7bc9\u8cc7\u6750\u3001\u4eba\u4ef6\u8cbb\u3001\u7269\u6d41\u8cbb\u304c\u5927\u304d\u304f\u4e0b\u304c\u308b\u6750\u6599\u306f\u3001\u73fe\u6642\u70b9\u3067\u306f\u305d\u308c\u307b\u3069\u591a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3068\u3044\u3046\u3088\u308a\u3001\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u3055\u3089\u306b\u30012030\u5e74\u306b\u5411\u3051\u3066\u3001\u65b0\u7bc9\u4f4f\u5b85\u306b\u6c42\u3081\u3089\u308c\u308b\u7701\u30a8\u30cd\u6027\u80fd\u306f\u4e00\u6bb5\u3068\u9ad8\u304f\u306a\u308b\u65b9\u5411\u3067\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u6027\u80fd\u304c\u5411\u4e0a\u3059\u308c\u3070\u3001\u4f4f\u307f\u59cb\u3081\u3066\u304b\u3089\u306e\u5149\u71b1\u8cbb\u3084\u5feb\u9069\u6027\u306b\u306f\u826f\u3044\u5f71\u97ff\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u53d6\u5f97\u6642\u306e\u5efa\u7bc9\u539f\u4fa1\u306b\u306f\u4e0a\u6607\u8981\u56e0\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u306b\u3064\u3044\u3066\u3082\u3001\u5c11\u306a\u304f\u3068\u3082\u300c\u3082\u3046\u4e0a\u304c\u3089\u306a\u3044\u300d\u3068\u6c7a\u3081\u3064\u3051\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3057\u3001\u305d\u308c\u3069\u3053\u308d\u304b\u4e0a\u6607\u30c8\u30ec\u30f3\u30c9\u306b\u3042\u308b\u4e8b\u306f\u9593\u9055\u3044\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u65e5\u9280\u306f\u3001\u7d4c\u6e08\u30fb\u7269\u4fa1\u60c5\u52e2\u306b\u5fdc\u3058\u3066\u3001\u5f15\u304d\u7d9a\u304d\u653f\u7b56\u91d1\u5229\u3092\u8abf\u6574\u3057\u3066\u3044\u304f\u65b9\u91dd\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u91d1\u5229\u304c\u3069\u3053\u307e\u3067\u4e0a\u304c\u308b\u304b\u3001\u3044\u3064\u4e0a\u304c\u308b\u304b\u3092\u6b63\u78ba\u306b\u4e88\u6e2c\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u304c\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u5074\u3068\u3057\u3066\u306f\u3001\u4eca\u3088\u308a\u9ad8\u3044\u91d1\u5229\u306b\u306a\u3063\u305f\u5834\u5408\u3082\u60f3\u5b9a\u3057\u3066\u304a\u304f\u3079\u304d\u3067\u3059\u3002<\/p>\n\n<h2><strong>\u306a\u305c40\u5e74\u300145\u5e74\u300150\u5e74\u30ed\u30fc\u30f3\u304c\u5897\u3048\u3066\u3044\u308b\u306e\u304b<\/strong><\/h2>\n\n<p>\u4ee5\u524d\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u300135\u5e74\u3067\u7d44\u3080\u306e\u304c\u5f53\u305f\u308a\u524d\u3067\u3057\u305f\u300235\u5e74\u8d85\u306e\u5546\u54c1\u304c\u307e\u3063\u305f\u304f\u306a\u304b\u3063\u305f\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u6271\u3046\u91d1\u878d\u6a5f\u95a2\u306f\u9650\u3089\u308c\u3001\u5b9f\u969b\u306b\u9078\u3076\u65b9\u3082\u591a\u304f\u3042\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002<\/p>\n<p>\u3068\u3053\u308d\u304c\u6700\u8fd1\u306f\u300140\u5e74\u30ed\u30fc\u30f3\u300145\u5e74\u30ed\u30fc\u30f3\u300150\u5e74\u30ed\u30fc\u30f3\u3092\u53d6\u308a\u6271\u3046\u91d1\u878d\u6a5f\u95a2\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u7279\u306b40\u5e74\u30ed\u30fc\u30f3\u306e\u5229\u7528\u304c\u76ee\u7acb\u3064\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u306e\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5b9f\u614b\u8abf\u67fb\u300d\uff082025\u5e744\u6708\u8abf\u67fb\u3001n\uff1d1,397\uff09\u3092\u898b\u308b\u3068\u3001\u8fd4\u6e08\u671f\u9593\u3067\u6700\u3082\u591a\u3044\u306e\u306f\u300c30\u5e74\u8d85\u301c35\u5e74\u4ee5\u5185\u300d\u306e45.8%\u3002\u305d\u306e\u4e00\u65b9\u3067\u3001\u300c35\u5e74\u8d85\u301c40\u5e74\u4ee5\u5185\u300d\u304c15.5%\u3001\u300c40\u5e74\u8d85\u301c50\u5e74\u4ee5\u5185\u300d\u304c9.9%\u3001\u300c50\u5e74\u8d85\u300d\u304c1.0%\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<table class=\"mortgage-compare\"><caption>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u671f\u9593\u306e\u5206\u5e03<\/caption><thead><tr><th>\u8fd4\u6e08\u671f\u9593<\/th><th>2025\u5e744\u6708\u8abf\u67fb<\/th><th>\u4f4d\u7f6e\u3065\u3051<\/th><\/tr><\/thead><tbody><tr><th>30\u5e74\u8d85\u301c35\u5e74\u4ee5\u5185<\/th><td>45.8%<\/td><td>\u6700\u591a<\/td><\/tr><tr><th>35\u5e74\u8d85\u301c40\u5e74\u4ee5\u5185<\/th><td>15.5%<\/td><td>35\u5e74\u8d85<\/td><\/tr><tr><th>40\u5e74\u8d85\u301c50\u5e74\u4ee5\u5185<\/th><td>9.9%<\/td><td>35\u5e74\u8d85<\/td><\/tr><tr><th>50\u5e74\u8d85<\/th><td>1.0%<\/td><td>35\u5e74\u8d85<\/td><\/tr><tr><th>35\u5e74\u8d85\u306e\u5408\u8a08<\/th><td class=\"difference\">26.4%<\/td><td class=\"difference\">4\u4eba\u306b1\u4eba\u8d85<\/td><\/tr><\/tbody><\/table>\n<p class=\"note\">\u51fa\u5178\uff1a\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5b9f\u614b\u8abf\u67fb\u300d\uff082025\u5e744\u6708\u8abf\u67fb\u3001n\uff1d1,397\uff09<\/p>\n\n<p><strong>35\u5e74\u3092\u8d85\u3048\u308b\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3060\u4eba\u306f\u3001\u5408\u308f\u305b\u306626.4%\u30024\u4eba\u306b1\u4eba\u3092\u8d85\u3048\u308b\u6c34\u6e96\u3067\u3059\u3002<\/strong>\u306a\u304a\u3001\u3053\u308c\u306f\u6c11\u9593\u91d1\u878d\u6a5f\u95a2\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u3082\u5bfe\u8c61\u306b\u3057\u305f\u30a2\u30f3\u30b1\u30fc\u30c8\u3067\u3001\u300c\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u8abf\u67fb\u300d\u3068\u306f\u5225\u306e\u8abf\u67fb\u3067\u3059\u3002<\/p>\n<p>\u7d71\u8a08\u306e\u8a71\u306f\u3053\u3053\u307e\u3067\u306b\u3057\u3066\u3001\u73fe\u5834\u306e\u8a71\u3092\u3057\u307e\u3059\u3002\u795e\u6238\u90fd\u5e02\u958b\u767a\u306e\u5546\u8ac7\u3067\u3082\u300140\u5e74\u30ed\u30fc\u30f3\u3092\u524d\u63d0\u306b\u8cc7\u91d1\u8a08\u753b\u3092\u7acb\u3066\u308b\u65b9\u304c\u660e\u3089\u304b\u306b\u5897\u3048\u307e\u3057\u305f\u3002\u4ee5\u524d\u306f35\u5e74\u3067\u7d44\u3080\u306e\u304c\u5f53\u305f\u308a\u524d\u3067\u3057\u305f\u304c\u3001\u4eca\u306f\u6700\u521d\u304b\u308940\u5e74\u3067\u8a66\u7b97\u3057\u3066\u307b\u3057\u3044\u3068\u8a00\u308f\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u6570\u5e74\u524d\u306b\u306f\u3001\u307b\u3068\u3093\u3069\u306a\u304b\u3063\u305f\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u306a\u305c\u8fd4\u6e08\u671f\u9593\u304c\u9577\u304f\u306a\u3063\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u7406\u7531\u306f\u5358\u7d14\u3067\u3001<strong>\u4f4f\u5b85\u4fa1\u683c\u3068\u91d1\u5229\u304c\u4e0a\u304c\u308a\u300135\u5e74\u8fd4\u6e08\u3067\u306f\u6bce\u6708\u306e\u652f\u6255\u984d\u304c\u53ce\u307e\u3089\u306a\u304f\u306a\u3063\u3066\u304d\u305f\u304b\u3089\u3067\u3059\u3002<\/strong><\/p>\n<p>\u5b9f\u969b\u306b\u6255\u3048\u306a\u3044\u306e\u3067\u3042\u308c\u3070\u3001\u5e74\u6570\u3092\u5ef6\u3070\u3059\u3057\u304b\u306a\u3044\u3002<\/p>\n<p>\u3053\u308c\u304c\u300140\u5e74\u300145\u5e74\u300150\u5e74\u30ed\u30fc\u30f3\u304c\u5897\u3048\u3066\u3044\u308b\u5927\u304d\u306a\u7406\u7531\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u8fd4\u6e08\u671f\u9593\u3092\u5ef6\u3070\u3059\u3053\u3068\u306b\u306f\u6ce8\u610f\u70b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u306f\u4e0b\u304c\u308a\u307e\u3059\u304c\u3001\u5143\u91d1\u306e\u6e1b\u308a\u65b9\u306f\u9045\u304f\u306a\u308a\u307e\u3059\u3002\u5229\u606f\u3092\u6255\u3046\u671f\u9593\u3082\u9577\u304f\u306a\u308b\u305f\u3081\u3001\u652f\u6255\u5229\u606f\u3068\u7dcf\u8fd4\u6e08\u984d\u306f\u5897\u3048\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b8c\u6e08\u6642\u306e\u5e74\u9f62\u3082\u78ba\u8a8d\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p><strong>30\u6b73\u306750\u5e74\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308c\u3070\u3001\u5b8c\u6e08\u306f80\u6b73\u3067\u3059\u3002<\/strong>\u5b9a\u5e74\u9000\u8077\u5f8c\u3082\u8fd4\u6e08\u304c\u7d9a\u304f\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u9014\u4e2d\u3067\u4f4f\u5b85\u3092\u58f2\u5374\u3059\u308b\u3068\u304d\u306b\u3001\u58f2\u5374\u4fa1\u683c\u3088\u308a\u4f4f\u5b85\u30ed\u30fc\u30f3\u6b8b\u9ad8\u306e\u307b\u3046\u304c\u591a\u3051\u308c\u3070\u3001\u81ea\u5df1\u8cc7\u91d1\u3092\u51fa\u3055\u306a\u3051\u308c\u3070\u58f2\u5374\u3067\u304d\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u9577\u671f\u30ed\u30fc\u30f3\u305d\u306e\u3082\u306e\u304c\u60aa\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u6bce\u6708\u306e\u652f\u6255\u3044\u3092\u6291\u3048\u306a\u304c\u3089\u624b\u5143\u8cc7\u91d1\u3092\u6b8b\u3057\u3001\u8a08\u753b\u7684\u306b\u7e70\u4e0a\u8fd4\u6e08\u3092\u3059\u308b\u8003\u3048\u65b9\u3082\u3042\u308a\u307e\u3059\u3002\u5927\u5207\u306a\u306e\u306f\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3060\u3051\u3092\u898b\u3066\u6c7a\u3081\u306a\u3044\u3053\u3068\u3067\u3059\u3002<\/p>\n\n<table class=\"mortgage-compare\"><caption>4,500\u4e07\u5186\u3092\u5e741.0%\u3067\u501f\u308a\u305f\u5834\u5408\u306e\u8fd4\u6e08\u671f\u9593\u5225\u6bd4\u8f03<\/caption><thead><tr><th>\u8fd4\u6e08\u671f\u9593<\/th><th>\u6708\u3005\u306e\u8fd4\u6e08\u984d<\/th><th>\u7dcf\u8fd4\u6e08\u984d<\/th><th>\u652f\u6255\u5229\u606f\u7dcf\u984d<\/th><\/tr><\/thead><tbody><tr><th>35\u5e74<\/th><td>\u7d0412\u4e077,000\u5186<\/td><td>\u7d045,335\u4e07\u5186<\/td><td>\u7d04835\u4e07\u5186<\/td><\/tr><tr><th>40\u5e74<\/th><td>\u7d0411\u4e073,800\u5186<\/td><td>\u7d045,462\u4e07\u5186<\/td><td>\u7d04962\u4e07\u5186<\/td><\/tr><tr><th>50\u5e74<\/th><td>\u7d049\u4e075,300\u5186<\/td><td class=\"difference\">\u7d045,720\u4e07\u5186<\/td><td class=\"difference\">\u7d041,220\u4e07\u5186<\/td><\/tr><\/tbody><\/table>\n<p 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rel=\"noopener\">\u65e5\u672c\u9280\u884c\uff1a2026\u5e74\u306e\u91d1\u878d\u5e02\u5834\u8abf\u7bc0\u65b9\u91dd<\/a><\/li>\n<li><a href=\"https:\/\/www.mlit.go.jp\/report\/press\/content\/001991366.pdf\" target=\"_blank\" rel=\"noopener\">\u56fd\u571f\u4ea4\u901a\u7701\uff1a2026\u5e74\u5ea6\u4f4f\u5b85\u30ed\u30fc\u30f3\u6e1b\u7a0e<\/a><\/li>\n<li><a href=\"https:\/\/www.mlit.go.jp\/jutakukentiku\/house\/jutakukentiku_house_tk4_000310.html\" target=\"_blank\" rel=\"noopener\">\u56fd\u571f\u4ea4\u901a\u7701\uff1a\u307f\u3089\u3044\u30a8\u30b3\u4f4f\u5b852026\u4e8b\u696d<\/a><\/li>\n<li><a href=\"https:\/\/www.jhf.go.jp\/about\/research\/loan\/user\/index.html\" target=\"_blank\" rel=\"noopener\">\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\u5229\u7528\u8005\u306e\u5b9f\u614b\u8abf\u67fb<\/a><\/li>\n<li><a href=\"https:\/\/design-next.com\/products\/custom.html\">Team Next\uff1a\u6ce8\u6587\u4f4f\u5b85<\/a><\/li>\n<li><a href=\"https:\/\/design-next.com\/forsale\/\">Team Next\uff1a\u5206\u8b72\u4e2d\u7269\u4ef6<\/a><\/li>\n<li><a href=\"https:\/\/design-next.com\/info\/contact.html\">Team 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